First Time Buyer Mortgage
If you are a first time buyer it may appear that you have a long road to travel to achieve your objectives, by letting Independent Mortgage Advisory Service Limited Mortgages take the hassle ,your purchase will be made a lot easier, with:
- 5 times income potential
- In some cases up to 125% can be borrowed against valuation
- Graduate Loans up to 100% plus parents guarantee for enhanced income multiples
- Guarantor Mortgages
- Recognised Professions can attract more than 5 times income
- Self build mortgages
| Other Costs Stamp Duty
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As well as the Solicitors fees there will be search fees and land registry charges so allow a minimum of £1,000. A good solicitor is worth his weight in gold and we would be pleased to put you in touch with one of our panel of solicitors. Some of the services advertised are not or may not be regulated by the Financial Services Authority
Buildings and Contents Insurance
Whilst Buildings Insurance is mandatory contents insurance is not but it would be unwise not to have it. We would be pleased to give you a quote for either or combined.
Life Assurance, Critical Illness Cover, Mortgage Protection
Again you would be wise to take out these insurances and we can provide quotes for Term Assurance, C.I, and Mortgage Protection.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There will be a fee for mortgage advice. Our typical fee is £595.