Adverse Credit Mortgage
People with a history of defaults, mortgage arrears, bankruptcy or County Court Judgements, [CCJ’s] and general bad credit problems are often described as usually requiring an adverse credit mortgage.
| Whether you are employed or self-employed, are unable to prove your income fully or have had experienced credit problems, we can help with that bad credit mortgage you are looking for at competitive rates and on terms that suit you. We offer self certified mortgages without the need to provide proof of income or previous mortgage history. |
 |
With self cerified mortgages there is no need to supply wage slips, accounts, bank statements or any other evidence of earnings usually required in the High Street.
We can also look at DSS Benefits / DSS paying the mortgage and properties which are of non standard construction.
There are over 2 million people in the UK that have a County Court Judgement [CCJ] on the credit register, and millions of people have had mortgage arrears or defaults at some time.
Not a problem! As a leading problem mortgage broker it is possible for us to arrange suitable mortgages even if they have severe adverse credit problems.
Don't let finding a problem mortgage be your mortgage problem
Bankruptcy/CCJ's/Arrears/Defaults - The overall cost for comparison is 10.0% APR Rate correct as of 17/12/2008. The actual rate will depend on your circumstances. Ask for a personalised illustration.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There will be a fee for mortgage advice. Our typical fee is £595.